Willingness to pay for social health insurance and its. Among others, the aims of the scheme are to increase access to health care and to reduce household vulnerability. This report presents an assessment of the potential for public private partnershipppp in ethiopia and a road map for its implementation. Mebratie and others published enrollment in ethiopias communitybased health insurance scheme find.
The ethiopian government has developed comprehensive agricultural and economic development plans that have contributed to the countrys substantial growth in agriculture, industry and services. Medicine and even sterile dressings and intravenous fluids might need to be purchased from a. In ethiopia, inpatient healthcare utilisation was 6%, which is one of the lowest health service utilisation rates in. Ethiopia universal health coverage for inclusive and sustainable development. List of medical facilitiespractitioners in ethiopia. The government of ethiopia is working to address the challenge of high out of pocket costs for the use of health services, which includes the introduction of communitybased health insurance cbhi and social health insurance shi for the informal and formal segments of society, respectively. Health insurance in india has shown a huge transition due to introduction of private health care financing, increased income, health consciousness among the different classes of the society, price liberalization and reduction in bureaucracy.
Between the mid1980s and mid1990s, chinas health sector expanded based on the need to attract private spending. Ethiopian dialogue on supporting the private health sector. In africa, several countries have already spent scarce time, money, and effort on health insurance initiatives. Social health insurance schemes in africa leave out the poor. Over the last decade, ethiopias macroeconomic performance has been impressive, with an average economic growth rate of about 10 percent per. Bottomry was also practiced by the hindus in 600 bce and was well understood in ancient greece as early as the 4th century bce. After almost 12 years of introducing national health insurance in ghana, less than 40% of the population are covered by the scheme.
As shown in the table above, this is the source of health financing that can be seen in ethiopia, which explains that the donors, householdsoop and government have almost equal expenditure. Private health insurance is absolutely essential when living anywhere in africa. Our experts will help you tailor a plan to your specific needs. At the time, an agreement was reached between emperor menelik ii and a representative of the british owned national bank of egypt to open a new bank in ethiopia. Learn more about communitybased health insurance schemes cbhis support communities and local government areas to plan and implement cbhis identify funding to subsidise cbhi startups, operations, and expansion of coverage ensure that national laws and bylaws allow private. Bethzatha hospital this quality private hospital, off ras mekonen ave. User fees were implemented as public funding declined, and out of pocket payments increased. In urban areas, there is a need to consider contracting private health facilities that are nearby. Jan 15, 2019 the government developed a health insurance strategy in 2008, and two types of health insurance have been proposed since 2010, community based health insurance and social health insurance shi 16, 17. The objective of the study is to identify and clearly show the potential areas for ppp investments and set out the policy, legal, institutional and operational.
The private health sector is present across all levels of care in ethiopia. Insurance historical development of insurance britannica. The impact of health insurance in low and middleincome countries marialuisa escobar charles c. Ethiopia has been implementing communitybased health insurance. Ethiopian health insurance agency management sciences.
To get more information about health insurance in ethiopia please complete the form below. In mid2011, the government of ethiopia launched a pilot communitybased health insurance cbhi scheme in thirteen rural districts. The joint effects of a health insurance and a public works scheme. Global trends in private health expenditures as a share of. There has also been tremendous growth in the number, diversity and market share of private businesses in the ethiopian economy. Program management and support, funding for the cbhi pilot evaluation, and printing of this evaluation report. Key factors affecting the transition towards universal coverage guy carrin and chris james world health organization geneva several low and middleincome countries are interested in extending their existing health insurance for specific groups to eventually cover their entire populations. Communitybased health insurance and healthcare service. Addis ababa has good facilities with welltrained doctors and nurses, but outside the capital health care is patchy at best. Evaluation of communitybased health insurance pilot schemes in ethiopia. Pdf knowledge of and preferences for health insurance among. To minimize financial disasters, the government has developed an affordable health insurance strategy. Ethiopian insurance corporation eic was established by proclamation no. Get a free quote for your expatriate health insurance in ethiopia.
A lowincome country, ethiopia has made impressive progress in improving health outcomes. The objective of the study is to identify and clearly show the potential areas for ppp investments and set. But a new form of idirkire nicknamed edirkire while alive is gaining traction as the ethiopian government pursues its goal of providing universal health coverage. Rural households in ethiopia are exposed to a variety of covariate and. Using ethiopias healthcare gaps to do good and make a. Ethiopia, ghana, kenya, nigeria, rwanda, and tanzania are just a few of them.
Medicine and even sterile dressings and intravenous fluids might need to be purchased from a local pharmacy by patients or their relatives. Insurance in some form is as old as historical society. Mekelle university in collaboration with the ethiopia public health training initiative, the carter center, the ethiopia ministry of health, and the ethiopia ministry of education 2005. Ethiopia, officially the federal democratic republic of ethiopia, is a large landlocked country positioned in the horn of africa. Private enterprise can also free up capacity within public or ngoprovided healthcare. Harness private providers to address national health goals and. There are many reasons why women do not use health services in ethiopia. Global analysis of health insurance in subsaharan africa. Ethiopian health insurance agency management sciences for. In ethiopia, there is an old tradition called idir or kire of community organizations providing financial help to families for emergencies, like funerals.
Socalled bottomry contracts were known to merchants of babylon as early as 40003000 bce. Ethiopia universal health coverage for inclusive and. Overview ethiopia is the second most populous country in africa, with an estimated population of 90 million in 201445 percent of whom are under the age of 15. Ethiopia scales up communitybased health insurance hfg. Among others, the aims of the scheme are to increase access to health care and to reduce household vulnerability to unexpected outofpocket health expenditure. Ethiopia health insurance pacific prime international. Wo roman tesfay, director general of the ethiopian health insurance agency ehia, gave a detailed presentation on the new initiatives of communitybased health insurance and social health insurance in ethiopia, and called upon stakeholders to support the initiative.
The impact of health insurance in low and middleincome. A central feature of the sector is the priority given to the health extension programme, which delivers costeffective basic services that enhance equity and provide. Pdf enrollment in ethiopias communitybased health insurance. The need for innovation in health coverage, however, effectively has been stifled by regulation as the government attempts to roll out a single national health insurance nhi system that will provide free health care to all south africans. Insurance insurance historical development of insurance. The government developed a health insurance strategy in 2008, and two types of health insurance have been proposed since 2010, community based health insurance and social health insurance shi 16, 17. Health insurance is one of the ways that people in various countries finance their medical needs. Trend in growth of selected categories of human resources for health, ethiopia. Private health insurance plays a large and increasing role around the world.
An event organized by an abt associatesled project in ethiopia and the countrys federal ministry of health jumpstarted a dialogue among a wide range of stakeholders on the issues of publicprivate partnerships ppps in health, health regulations, and financing in the health sector. Under a bottomry contract, loans were granted to merchants. The paper presents an overview on the health insurance in india. Tsehay insurance has reported that it has earned 33. A health cover you can tailor to meet your expat needs. If youre looking for a free download links of insurance practice and marketing. It is provided on the understanding that we the british embassy do not assume or undertake any legal. Evolution of insurance companies in ethiopia the history of insurance service is as far back as modern form of banking service in ethiopia which was introduced in 1905.
For health science students introduction to public health gebrezgi gidey, m. The following list of medical facilitiespractitioners has been prepared by the british embassy addis ababa for the convenience of british nationals who may require these services and assistance in ethiopia. The selected countries are characterized by large informal sectors, making it difficult for the rolling out of health insurance scheme models that depend on this group. The government subsidises the premiums for all private health insurance cover, including hospital and ancillary extras, by 10%, 20% or 30%, depending on age. The rudd government announced in may 2009 that as of july 2010, the rebate would become meanstested, and offered on a sliding scale. Impact of ethiopias community based health insurance on. The ethiopian health system has been undergoing through reforms. Health extension workers in ethiopia provide family planning, maternal and child health, and nutrition services in communities across the country. The government of ethiopia is working to address the challenge of high out of pocket costs for the use of health services, which includes the introduction of communitybased health insurance cbhi and social health insurance shi for the informal and formal segments of. A step on the road to universal health coverage 3 for example, interviews with users revealed that improved availability of drugs and medical supplies has increased client satisfaction rosapep et al. Yet, this paper highlights the inadequacy of these explanations for the ethiopian case, instead demonstrating that the decision to pursue health insurance in ethiopia can be traced to key dynamics within the countrys political settlement, the ideas that underpin it and a stable policy coalition of domestic and transnational actors promoting. Pdf communitybased health insurance and healthcare service. Social health insurance schemes in africa leave out the. To minimize financial disasters, the government has.
Aic is one of the first few pioneer private insurance companies in ethiopia launched following the liberalization of the financial sector in 1994. Using ethiopias healthcare gaps to do good and make a profit. It is estimated that outofpocket expenditure of over 1520 % of total health expenditure or 40. Ethiopian health system health care in ethiopia health. Paul shaw editors o ver the past twenty years, many low and middleincome countries have. Founded on a solid base and uniquely on a crosssectional composition, aic is progressing in renewing its commitment to excellence. The community based health insurance scheme was intended to cover approximately 89% of the population who are mainly rural dwellers. Nib insurance company is one of gaint insurance companies which is found in ethiopia, if you think to get best insurance service in ethiopia, nib insurance is the best place to come and get those insurance services, our company had long experiance in ethiopian insurance sector and get more.